You are obviously aware that your home has increased in value over the years. Why not take advantage of this profit to re-finance your home at a low cost to fund your projects?
Use the money from your re-finance to improve or renovate your property. You can recuperate your investment at the time of re-sale.
Very often, renovations can be financed in conjunction with an overall consolidation of your debts.
In conclusion: A properly executed re-finance will allow you to put your finances back in order, and eliminate your expensive debts, all while realizing your renovation goals.